Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Nashville

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11204

Reviewed

6726

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3825 Bedford Ave #101, Nashville, TN 37215
WebsiteLicense: 3001351775

Expertise.com Rating

Review Sources

Google
5.0 (92)

Why choose this provider?

Ballenger Brokerage provides insurance products from various carriers for individuals, families, and small businesses in the Nashville metro. Headed by Carol Ballenger, the company assists clients in securing health insurance packages that fit their needs and budget, such as Healthcare Marketplace, short-term policies, and group health insurance. Ballenger and her team also offer many kinds of Medicare insurance including, Part D Drug Plans, Medigap plans, and Medicare Advantage. Ballenger established the brokerage firm in 2013.

  • Life Insurance

21 White Bridge Pike ste 201, Nashville, TN 37205
WebsiteLicense: 2391706

Expertise.com Rating

Review Sources

Google
4.9 (34)
Facebook
5.0 (3)

Why choose this provider?

Tucker Agency helps clients in Nashville sign up for suitable health insurance coverages. Its agents explain relevant details like the fee-for-serve and managed care categories of policies. They also help individuals in making informed decisions by choosing medical, dental, surgical, or hospital expenses coverages. In addition, they present clients with other options like long-term care and prescription drug health insurance plans. Will Tucker founded this independent agency in March 2018. He started his career as a Chubb Insurance executive protection underwriter.

  • Individual Health Insurance

Nashville, TN 37011
WebsiteLicense: 2381179

Expertise.com Rating

Why choose this provider?

Nashville Premier Health Insurance provides financial services to clients throughout the metro. It works with the firm USHEALTH Group to deliver insurance products that incorporate wellness screening benefits and 24-hour coverage. The company also provides other coverage options involving dental, vision, and short-term disability. It has experience creating group health packages for small business owners. Brian Pierce, the company's owner, serves clients in nearly 25 states. He is a U.S. Marine Corps veteran.

  • Life Insurance
  • Individual Health Insurance

1805 Ordway Pl, Nashville, TN 37206
WebsiteLicense: 907423

Expertise.com Rating

Review Sources

Google
5.0 (76)
Facebook
5.0 (23)

Why choose this provider?

Eric Jans Insurance is an agency serving the people of Nashville. Since its establishment in 2004, the firm has been customizing insurance solutions for individuals, business owners, and employees seeking health coverage. In the individual category, clients may choose from fixed benefit plans and short-term health insurance options. Group health insurance packages are also available for employers who want to insure their employees. Founder Eric Jans is a multi-state licensed agent who also served on Agent Advisory Panels of various insurance companies.

  • Health Insurance

211 Athens Way, Ste 100, Nashville, TN 37228
WebsiteLicense: 3080

Expertise.com Rating

Why choose this provider?

Financial Products & Services, Inc., has been providing risk management solutions in the Nashville metro for over two decades. It offers personal protection plans, including health insurance. The independent agency helps individuals and families acquire short-term and Medicare Supplement plans. Health insurance protects policyholders from financial losses caused by medical-related expenses. The company also furnishes life, home, and auto insurance. Its insurance agents also process mortgage impairment and cyber liability policies. They bring more than 150 years of combined industry experience.

  • Individual Plans
  • Group Plans
  • Individual Health Insurance

222 2nd Avenue South, Suite 1700, Nashville, TN 37201
WebsiteLicense: 2355543

Expertise.com Rating

Why choose this provider?

Alera Group Nashville is a national insurance and financial service firm that serves clients throughout the metro. It guides individuals in applying for insurance plans covering their health and life needs to help them prepare for future medical expenses. It provides employee benefit consultations to help business owners invest in their employees' trust and health, enabling them to retain their team and reach long-term business goals. The company is the 14th largest independent insurance agency in the USA.

  • Group Plans

205 Powell Place, Brentwood, TN 37207
WebsiteLicense: 775162

Expertise.com Rating

Why choose this provider?

Health Coverage Today is a Nashville-based health insurance agency that provides life and health insurance solutions to individuals and families in the local area and nearby communities. Its agents represent over 100 insurance companies and they can assist clients by providing a provider that matches their needs. Some of the alternative plans they use include federal marketplace, Christian sharing plans, and off-market health insurance companies. They also offer other types of insurance services such as accident, life, and travel insurance.

  • Individual Plans
  • Group Plans

1033 Demonbreun St, Ste 300, Nashville, TN 37203
WebsiteLicense: 2420145

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.6 (11)

Why choose this provider?

Third Door Insurance is an independent agency with offices located in Nashville and Knoxville. It offers personal insurance, including health, disability, life, homeowners, and auto. It also provides business and hospitality insurance products. The agency is affiliated with several insurance companies, including Erie Insurance, Philadelphia Insurance Companies, BlueCross and BlueShield, United Healthcare, the North American Company for Life and Health Insurance, and Aetna. Its agency partners, Chad Boruff and Nima Hayati started their insurance careers in 2009 and 2006, respectively.

  • Individual Health Insurance

4715 Granny White Pike, Nashville, TN 37220
WebsiteLicense: 979423

Expertise.com Rating

Why choose this provider?

Group Benefit Systems, Inc., is an employee benefits company that serves clients in Nashville and the surrounding areas. The firm assists employers in providing competitive non-monetary compensation and benefits to attract and retain employees. It offers group health plans that serve as a complete replacement for existing employee health benefits. The company also offers an online enrollment platform, health benefit education, and a web-based app to help clients better understand their benefits. Group Benefit Systems has been serving customers since 1978.

  • Group Plans

2311 Pierce Ave, Nashville, TN 37232
WebsiteLicense: 875988

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

TennHealth Insurance Services offers a range of assurance policies to residents of Nashville. The agency offers short-term and marketplace plans subsidized under the Affordable Care Act. Dental coverage is also an option. The office is operated by the Dobson spouses. Broker D'Lon is a military veteran who transitioned to the indemnity industry in 2001. His wife Libby is the outfit's administrator, coming from an accounting background. They counsel customers in interpreting, enrolling and managing their policies.

  • Individual Plans
  • Group Plans

109 Donelson Pike, Nashville, TN 37214
WebsiteLicense: 2048445

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
4.0 (4)

Why choose this provider?

Horizon Insurance Nashville TN serves the metro by offering health insurance plans. Its team of professionals is committed to helping clients choose the right health insurance options for themselves and their families. The company also provides insurance coverages to provide clients protection for damages caused by auto accidents. Its other insurance products include business, farm and ranch, and homeowners' insurance. Horizon Insurance Nashville TN has been helping clients with their business and personal insurance needs for over 30 years.

  • Medicare Supplement Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it possible to get health insurance in Nashville if you have a low income?

    Yes. Health coverage remains accessible to individuals in the low-income sector in Nashville. Tennessee provides TennCare, which functions as its Medicaid program. This program offers health insurance to low-income children, expectant women, parents of minor children, the elderly, and individuals with disabilities. Those who do not meet the eligibility requirements for TennCare may explore alternative health care alternatives via the Health Insurance Marketplace. To contact healthcare.gov, visit the website or dial 1-800-318-2596.

  • How can a Nashville resident assert their eligibility for TennCare if they do not meet the requirements?

    Nashville residents who are ineligible for TennCare may petition for a delay hearing. They have to fill out the TennCare Eligibility Appeal Form, which they can download at https://www.tn.gov/content/dam/tn/tenncare/documents/RequestWilsonHearingForm.pdf. The form can be mailed to TennCare Connect, P.O. Box 305240, Nashville, TN 37230-5240, or faxed to 1-855-315-0669.

  • In Nashville, what is the distinction between a benefit exclusion rider and a pre-existing condition waiting period?

    A member in Nashville who has a benefit exclusion rider is not eligible to receive benefits for a particular illness or condition for the duration of the benefit exclusion. Meanwhile, when an illness has symptoms that started before the coverage's effective date, this is considered a pre-existing condition. Therefore, a member is not eligible to receive benefits for it during the first six or 12 months of coverage due to a pre-existing waiting period.

  • Why does your Nashville health plan include a pre-existing waiting period?

    Current members' premiums are protected by a pre-existing waiting period, which prevents benefits for pre-existing conditions for the first six or 12 months of coverage in Nashville. The membership's benefit utilization determines the cost of individual coverage, allowing them to offer coverage at far lower prices. Without pre-existing waiting periods, people would wait until they get sick to seek health insurance, raising the costs of premiums.

  • What is the average cost of health insurance for a small family in Nashville?

    If two family members are 40 and there is one child, Tennessee's average monthly health insurance premium is $1,386. Since the cost of a policy is determined by the ages of all insured individuals, the size of your family in Nashville will have a direct impact on your monthly health insurance payment. A flat-rate, reduced health insurance rate is available to children under 15. However, the monthly payment will increase as they become older.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featured

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...