Best Pet Insurance Companies in Jacksonville

Frequently Asked Questions

• Is obtaining pet insurance a wise choice for Jacksonville pet owners?

  Yes, because it helps Jacksonville pet owners, particularly those lacking substantial savings, manage substantial veterinary costs related to an unexpected illness or emergency. Pet insurance offers greater affordability if acquired during the early stages of a pet's life. Conversely, getting insurance for older pets often leads to high monthly premiums.

• How much do pet owners in Jacksonville and the state of Florida pay for pet insurance per month?

  The typical monthly pet insurance expenses in Jacksonville and across Florida amount to $30.63 for a kitten, $35.22 for a five-year-old cat, and $81.74 for a 10-year-old cat. Pet parents can also expect to budget $49.05 for a puppy, $63.92 for a five-year-old dog, and $152.35 for a 10-year-old dog each month.

• Which pet insurance plan is recommended for Jacksonville residents with generally healthy pets?

  Jacksonville residents with generally healthy pets can choose an accident-only insurance plan. This specific plan excludes coverage for yearly check-ups, dental cleanings, or vaccinations. By including illness and wellness coverage, pet parents can ensure that their animals receive comprehensive protection for any veterinary visit, regardless of the reason.

• How can Jacksonville pet owners customize their pet insurance coverage?

  Jacksonville pet parents can customize their pet insurance coverage by considering how the reimbursement is calculated. They can decide if the deductible is applied per incident or annually. Another avenue for personalizing their pet insurance plans is determining if any limits or caps are imposed on their pets' per-incident, yearly, or lifetime basis.

• Is there a waiting period for pet insurance to become effective in Jacksonville?

  Yes. Waiting periods in Jacksonville vary depending on the type of medical issue. Accidents require a two-day waiting period, illnesses necessitate a 14-day wait, and orthopedic conditions have a six-month waiting period. To initiate pet insurance coverage, every insured pet must have had a recent vet visit within the past year. Residents with new pets can still visit the vet during the waiting period without affecting their coverage.